About SMB

Agile service.  A passion for our clients' successes.    We embrace both!  Our goal at SMB is to provide superior service, all the time, every time.   We strive to offer valuable, personalized services to meet the individual needs of each client to ensure that they achieve powerful results. Clients receive assurance from our years of advanced training, technical experience and financial acumen.

In today's competitive economic arena, sound financial management is one of the keys to success. When you face management decisions that determine the future of your financial success, you want the most sophisticated resources available. We bring years of experience to each engagement and continue to stay informed on current trends and changes in order to provide the proficiency in financial analysis and planning that you expect.   Our industry focus helps us to develop a critical understanding of clients' businesses and the insight, skills, and resources required to address industry-specific issues and opportunities.

We've provided trusted accounting, consulting and financial advisory services for over 35 years.  Let us get to know you so we can start working for you.

Where I'm Coming From 

Planning:  Should I Consider Long-Term Care Insurance?

At least 70% of people over age 65 will require some type of long-term care services during their lives. Long-term care insurance is designed to help cover expenses associated with assistance needed in performing activities for daily living. These expenses may be incurred either in your home (through a qualifying home-health agency) or in a skilled nursing facility. Many of these expenses are not covered by regular health insurance or Medicare.

There are several important issues to consider in regard to the need for long-term care in the future:

• People are living longer due to advances in medicine, healthcare and living healthier lifestyles.
• As medical costs rise, so does the cost of long-term care. 
• Family demographics have changed.  The need for a third party to assist with long-term care is probable when families are spread across the country.
• The need for long-term care may be experienced at any age due to chronic illnesses or accidents.

Considering your options early while in good health can help protect and preserve your assets for the future.  Please contact our office if you have questions about this information or would like to discuss how we assist with financial planning for asset protection.

Contributed By

Ashley Ambrose and Susan Smitherman

Staff Accountants – SMB